V | Weekly | Haru Insights

Visa’s co-leadership of Open USD, a major institutional stablecoin backed by BlackRock, Stripe, Coinbase, and Bank of New York Mellon, marks a transformative step into the future of digital finance and global payment infrastructure.
The explosive 200% year-over-year surge in stablecoin-linked card volume and a $7B annual run rate in stablecoin settlement represent verifiable, scalable growth in one of the most disruptive financial trends, signaling tangible traction in blockchain-enabled payments.

Visa is repositioning itself as the foundational layer of a new digital financial era—Open USD isn’t just a stablecoin initiative; it’s a strategic lever for global trust, compliance, and interoperability, with Visa at its center.
The 200% YoY surge in stablecoin card volume isn’t a fluke—it’s a powerful validation that Visa’s platform is the go-to channel for next-gen digital money, transitioning crypto from speculation to infrastructure.
Visa Destinations is evolving into a high-margin loyalty engine, turning card usage into lifestyle engagement and locking in customer value far beyond transaction fees.
With a 14% dividend hike and $21.1B buyback, Visa is not just delivering returns—it’s sending a signal of extreme confidence in its cash flow resilience and long-term profitability.
The $7B annual stablecoin settlement run rate confirms that Visa is monetizing the crypto revolution at scale, turning regulatory complexity into a competitive moat and recurring revenue.

Visa Inc. (V)[Tv]